Friday, May 31, 2019

Women in Buddhism Essay -- essays papers

Women in BuddhismThe men may have started this war, but the women are running it. In the beginning of the war, around 1941, most American women lived as their mothers previously had. Women were supposed to have jobs just until they were married and those who did hunt after they were married or were mothers were regarded with a sense of pity and lower from society. In a pre-war poll, 82 percent of Americans believed a wife should not prepare if her husband did. A majority of Americans believed there should have been a legal philosophy to prohibit it since rural and city women, alike spent about 50 hours a week on household chores alone. When the war began it became apparent that more workers were needed. However, women were among the nett groups hired. Managers believed that women would take more interest in male workers than they would with the factory machines. As the war progressed and more men were shipped out for military duty, all the men that could work in the Uni ted States were so there was no other choice but to hire women. In response the need for more workers, 6.5 million women entered the work force. Factories and companies, as well as special branches of military service tried to lure women into taking jobs by comparing the housework they did everyday to the work they would be doing in their new jobs. One billboard even stated, If youve followed the recipes in making cakes, you can learn to load a shell. Women in America accounted for ...

Thursday, May 30, 2019

Hamlet Act III Sc iii Essay -- Essays Papers

critical point Act III Sc iiiThis scene is a dramatic peak in which both Claudius and Hamlet acknowledge their respective dilemmas. The King faces the question of how to repent and so save himself, at least, from spiritual damnation. Hamlets theological problem with killing Claudius becomes yet another hurdle and he becomes increasingly trapped by his own indecision.Claudius makes his first admission of regicide in this monologue. He uses disease imagery, continuing the motif, heightening our awareness of the terrible thing he has done. The King refers to the primal eldest curse, an allusion to the Biblical story of Cain and Abel. This latitude is apt, not only because they were brothers, it represents a terrible sin against God -- in this case because the natural order has been violated. There is no evidence to suggest Claudius was particularly pious prior to this crime, but the need for Grace in the eyes of God would have been very important to him. Ironically he is unable to p ray, for forgiveness, because his stronger ill-doing defeats my Claudius strong intent. His intent could also be his original desire for kingship, meaning that his guilt is so severe he cant notify the rewards.Curiously the strength of his language, regarding his crime, is only matched by Hamlet. Claudius is under pressure, both from his conscience and Hamlets cloak of madness which threatens to unmask him. Just prior to this soliloquy he was arranging for the removal of Hamlet to England...

Wednesday, May 29, 2019

Social Security Essays -- essays research papers

Title of Paper Social SecuritySocial security, created in 1935, is the most costly item in the federal budget. The program provides gray-headed while, survivors and disability insurance to a healthy portion of Americans. Workers and their employers fund the system by each compens fitting payroll taxes. The Internal Revenue Service collects the taxes and deposits the specie in g overnment-administrated accounts known as the grizzly Age and Survivors and Disability Insurance blaspheme Funds(OASDI). The payroll tax revenues be used to pay benefits to those people currently collecting Social Security pensions. Social Security taxes also pay for Medicare, the communityal health program for the elderly.The huge problem with the current situation veneering Social Security is the increasing deduction of workers in the work force paying for workers retired. Due to the large number of aging baby boomers, American 65 and senior(a) are the fastest-growing segment of the population. The population growth of Americans age 65 and older is 112% in the years between 1995 and 2040. The population growth in age 20-64 is 24%. The population growth in ages under 20, is 5%.What these numbers fundamentally represent is a cause problem with age differences in the future. Soon, little workers will be in the job force trying to supply more(prenominal) than retirees with Social Security. Currently, many ideas have been juggled around trying to find a sound and reasonable way to resolve this problem. Granted, the problem will not slip by overnight, but rather over a long arduous eon of time. The question first arises, Can the existing system survive without major reforms? The azoic designers of Social Security and many Democrats are baffled at the young proposals to change Social Security. Most believe that Social Security is still able to provide a safety net for retirees and their survivors if minor adjustments are made. at times raising payroll taxes or recalculati ng the way benefits are paid out. Some Democrats looking for at major reform as a way of rough water war between generations. They stand on common beliefs that Social Security has worked for over 60 years by providing a steady stream of periodical payments that beneficiaries can rely on. Also, it has helped lift millions of seniors out of poverty. Democrats also criticize the Grand Old Party for playing... ...vatization of personal nest egg would be advantageous to the nations economy, delivering bigger pensions to workers and helping the economy grow faster. Some believe the stress on personal savings would give the added feature of encouraging more individual responsibility at a time when the nation prepares for a thrill in its elderly population. Privatization would differ from Social Security in deuce important ways. First, the amount a worker receives at retirement depends solely on how much one contributes to savings and how well the investments perform. In simplified n otation, those who put up aside more and invest wisely enjoy more comfortable retirements. Secondly, pensions are paid out of an individuals accumulated savings rather of financed by taxes on active workers. For example, Chile for a little less than dickens decades has replaced its system which was much like Social Security with a system incorporated around the idea of privately invested accounts. The results are astounding. The plan is comparatively elementary because it focuses on workers placing 10 percent of their monthly income into a savings account. With this, government leaders boosted the study savings rate Social Security Essays -- essays research papers Title of Paper Social SecuritySocial security, created in 1935, is the most costly item in the federal budget. The program provides old age, survivors and disability insurance to a healthy portion of Americans. Workers and their employers fund the system by each paying payroll taxes. The Internal Reve nue Service collects the taxes and deposits the money in government-administrated accounts known as the Old Age and Survivors and Disability Insurance Trust Funds(OASDI). The payroll tax revenues are used to pay benefits to those people currently collecting Social Security pensions. Social Security taxes also pay for Medicare, the national health program for the elderly.The huge problem with the current situation facing Social Security is the increasing deduction of workers in the work force paying for workers retired. Due to the large number of aging baby boomers, American 65 and older are the fastest-growing segment of the population. The population growth of Americans age 65 and older is 112% in the years between 1995 and 2040. The population growth in age 20-64 is 24%. The population growth in ages under 20, is 5%.What these numbers essentially represent is a cause problem with age differences in the future. Soon, less workers will be in the job force trying to supply more retir ees with Social Security. Currently, many ideas have been juggled around trying to find a sound and reasonable way to resolve this problem. Granted, the problem will not happen overnight, but rather over a long arduous duration of time. The question first arises, Can the existing system survive without major reforms? The early designers of Social Security and many Democrats are baffled at the recent proposals to change Social Security. Most believe that Social Security is still able to provide a safety net for retirees and their survivors if minor adjustments are made. Occasionally raising payroll taxes or recalculating the way benefits are paid out. Some Democrats look at major reform as a way of pitting war between generations. They stand on common beliefs that Social Security has worked for over 60 years by providing a steady stream of monthly payments that beneficiaries can rely on. Also, it has helped lift millions of seniors out of poverty. Democrats also criticize the Grand O ld Party for playing... ...vatization of personal savings would be advantageous to the nations economy, delivering bigger pensions to workers and helping the economy grow faster. Some believe the emphasis on personal savings would give the added feature of encouraging more individual responsibility at a time when the nation prepares for a surge in its elderly population. Privatization would differ from Social Security in two important ways. First, the amount a worker receives at retirement depends solely on how much one contributes to savings and how well the investments perform. In simplified notation, those who set aside more and invest wisely enjoy more comfortable retirements. Secondly, pensions are paid out of an individuals accumulated savings instead of financed by taxes on active workers. For example, Chile for a little less than two decades has replaced its system which was much like Social Security with a system incorporated around the idea of privately invested accounts. The results are astounding. The plan is relatively elementary because it focuses on workers placing 10 percent of their monthly income into a savings account. With this, government leaders boosted the national savings rate

Clearly Canadian Beverage Corporation Inventories Analysis :: essays research papers

Clearly Canadian Beverage CorporationInventories analysisA.As a manufacturing association, Clearly Canadian Corporation, which produces and markets natural and flavored beverage products is expected to cause three kinds of inventories. These inventories argon carried by Clearly Canadian in every phases (input, processing, output) in manufacturing the beverage. Inventories that are held by this company are raw material inventories, running(a) in process inventories, and finished goods inventories. As we know, Clearly Canadian is a beverage company, the raw materials that are needed to make the beverages are natural water, sugar, unsubstantial coloring, etc. While after all the raw materials have been collected, the company will face the processing phase, meaning converting the raw material into finished goods, theoretical account mixing the ingredients. This phase is categorized as working in process inventories. Last but non least, the raw materials that have been processed an d ready to be sold in the markets are the finished goods inventories. These are the inventories that Clearly Canadian distributes and sells in United States, Japan, Thailand, Great Britain, etcConclusion, Clearly Canadian is holds this three inventories throughout the making and selling its beverage.BAfter we define the Clearly Canadian inventories above, we know that those inventories are very important for Clearly Canadian, therefore they have to cope it properly. To hold an inventory a company is faced with risks, where it may face some losses too. The risks that clearly Canadian has to handle include storage costs, opportunity costs, peripheral costs, and depreciation costs. For storage costs, the costs in this category are storage charges, storage staff, equipment maintenance, and running costs. Storage charges include rent expense, lighting, heating, refrigeration, air conditioning, etc (Lucey 1988, p.185). The company needs to pay this cost because by holding the inventorie s it will need storage facilities and supporting staff.Opportunity costs will arise when the company does not choose the best alternative includes interest on capital siteed in the stock (Lucey 1988, p.185). The company could have earned interest from the bank if they did not invest the money on these inventories. Supporting costs, which are also call peripheral cost, comes together with the storage cost that comes along with the storage costs. Peripheral cost gist the cost that additional cost. Examples Audit, stocktaking, insurance, and security costs. Lastly, depreciation cost is the cost that incurred due to depreciation value of the inventories or maybe damages, which cause invaluable. Those kind of cost are deterioration, obsolescence, pilferage, and vermin damage (Lucey 1988, p.

Tuesday, May 28, 2019

Nathaniel Abraham :: essays research papers fc

Nathaniel Abraham was eleven years old when he committed the act of collide with. Under a 1997 Michigan law a child of either age may be tried as an adult for severe crimes. Abraham was the first juvenile to be tried under this statute. Accused in the murder of Ronnie Lee Greene Jr., Abraham faced first degree murder charges. Now, at the age of fourteen, Nathaniel has been sentenced to a juvenile facility until the age of twenty-one. Oakland County Probate Judge Eugene Moore hopes that rehabilitation go forth put an end to Nathaniels criminal activity. Nathaniel, a black youth from the slums of Pontiac, Michigan, grew up with out a father, or a strong family unit. He, in turn, neer learned the responsibility of his actions he was not privy to an upbringing that reinforced positive ideals. Crime & Criminology describes, in depth, the relation between family and criminal activity in youths. Page 126 (chapter four) sited two relevant facts 1) Blacks have much higher tramps of illeg itimacy and female headed house holds. 2) Blacks have a much higher rate of crime than their white counterparts. In Nathaniels case, it can be said that his lack of a positive role model, or father figure lapse to his involvement in criminal activities. His mother, Gloria, was struggling to raise three children by herself. Nathaniels father had left when he was born, leaving her with no one to bet on. The family moved in with an older couple who offered to help them. With limited supervision Nathaniel was a constant source of aggravation for his mother. Police reported that Nathaniel was suspected in over 22 local crimes, ranging from assault to armed robbery. He, in fact, had been arrested five days before Greenes murder on the charge of robbery. All this by the age of eleven. In families where there is no male role model a child is far more likely to become involved in crime. The data that exists suggests a direct correlation between youths raised without a father and criminal a ctivity.

Nathaniel Abraham :: essays research papers fc

Nathaniel Abraham was eleven years old when he committed the fiddle of murder. Under a 1997 Michigan law a child of any age may be tried as an adult for severe crimes. Abraham was the prototypic juvenile to be tried under this statute. Accused in the murder of Ronnie Lee Greene Jr., Abraham faced first degree murder charges. Now, at the age of fourteen, Nathaniel has been sentenced to a juvenile facility until the age of twenty-one. Oakland County Probate Judge Eugene Moore hopes that rehabilitation will put an end to Nathaniels criminal activity. Nathaniel, a b need youth from the slums of Pontiac, Michigan, grew up with out a overprotect, or a strong family unit. He, in turn, never learned the responsibility of his actions he was not privy to an upbringing that reinforced confirmative ideals. Crime & Criminology describes, in depth, the relation between family and criminal activity in youths. Page 126 (chapter four) sited two relevant facts 1) Blacks have much higher rates of illegitimacy and female headed house holds. 2) Blacks have a much higher rate of crime than their white counterparts. In Nathaniels case, it can be said that his lack of a positive role model, or father figure lead to his involvement in criminal activities. His mother, Gloria, was struggling to raise three children by herself. Nathaniels father had left when he was born, leaving her with no one to depend on. The family moved in with an older couple who offered to help them. With limited supervision Nathaniel was a constant source of aggravation for his mother. Police reported that Nathaniel was suspected in over 22 local crimes, ranging from assault to armed robbery. He, in fact, had been arrested five eld before Greenes murder on the charge of robbery. All this by the age of eleven. In families where there is no male role model a child is far more likely to become involved in crime. The data that exists suggests a direct correlation between youths raised without a father and crimi nal activity.

Monday, May 27, 2019

Is There A Political Glass Ceiling? Essay

The fountain makes explicit points to support the argument presented that there is a political starter crownwork for women in politics. The author makes this conclusion based on statistical data and historical research from geographical political data.The underlying premise behind the glass ceiling for womens struggle in the political arena rests in cultural stigmas throughout the sociocultural micosocieties that comprise the nation. This is proven, as women are typically more likely to be elected among the more urban and educated regions. There are vast stereotypes associated with gender roles scattered across the sociocultural microcosms of society. Thus, is there indeed a glass ceiling? The answer is ultimately no.Women are as capable and as career-oriented as men. Women are as successful as men. Women are as competitive as men. The author notes these facts. The author also notes that what we are faced with in politics are women and men going face to face in competition, someth ing we are not accustomed to in a male-dominated society. However, women are not viewed in the same way consistently across our society. Our society is composed of septuple heterogeneous microsocieties.There is not a glass ceiling because the main issue that is being dealt with when examining women in politics is sociocultural. There is no glass ceiling for if there was indeed a glass ceiling the heights of womens struggle in politics would not have come as furthest as it has today. Years ago women were not even afforded the right to vote. Now we have women serving in the Senate, House, and running for the Presidency among serving in former(a) vast political capacities. The real issue to be addressed in efforts to move women forward in the political arena is to strategically plan for a sociocultural revolution. It has actually been evolving over time and is the reason women have made it to the place they have today in politi

Sunday, May 26, 2019

Philo Paper on Morality

Life is Beautiful, a film by Roberto Benign, is a two-part film, the first part was purely comedy, the other brought smiles finished tears (Bert 1998). It is about a guy named Guide Orifice, a Jew, who lived in Italy with his uncle during the time of the Nazis. He fell in love with a girl named Dora, a Gentile, to whom he had his single parole. He was a free-spirited man who always has his way out of misery. He can always shed light to a very miserable experience.This was specifically illustrated in the second part of the elm wherein all the Jews, including Guide, his uncle, and their five-year-old child Joshua, were taken by the Fascist and Nazis and were brought in a concentration camp. So was Dora, who pleaded the officers to let her go with his family so she excessively went aboard the train. There, Guide was still able to make up a story in auberge for his son not to be terrified. He told his son that they were Just in a big competition and they mustiness gain a thousand points in order to win the first prize.He even went to the extremes by lingering as a translator of the Germans, Just for his child to believe that what he was saying was true, because all he said was about the competition since he really did not speak German. He also went through a lot of sacrifices Just to protect his family who was also there. He even became a waiter for the Nazi and used the intercom to tell his wife at the other end of the camp that he loves him so much.He risked his life because his wifes and childs life atomic number 18 more precious to him than his So the main issue here that must be dealt with in relation to morality and relaxation is he very piece of Guide lying to his child Just to protect his life and his innocence from the terror that the concentration camps bring so that he will never lose hope that some day they will go out there as victors. But the question remains whether it is accountability to lie Just to save someone from the terrible truth o f life or not?Does it Justify the act because it may lead to peace? Having plot the situation in the film and having rendered it noble for a man to do such thing Just to have his child protected, white lies would then be acceptable in he society despite the fact that it still constitute lies. Lying is wrong, however, if these white lies, which aims to salvage the other by not congress the truth, were acceptable now a days, would these then be viewed as moral?But wouldnt this corrupt the peoples view regarding the evil of lies? In light of the technical norm, which has to do with the matter of survival and thus of the health and well being of human individual and the community (Rexes, Ground and Norm of Morality 1989, 1), what Guide has done in order for his child to survive is right. His lies were Justified because those were for the good of his son and for him not to get killed in the concentration camp.However, this act would run in conflict with the moral norm, which refers to t he dignity of the human soulfulness (Rexes, Ground and Norm of Morality 1989, 3). Lying, when viewed in this aspect would be wrong despite the fact that it is for the benefit of another person because the very act of not saying the truth entails deviation of man from the uncorrupted state of not lying. Since there lies a violation of the dignity of man, the act is Judged to be wrong. Another way of looking at the act done of Guide is through the lens of Moral Dimension.One of its features is the sense of obligation, which signifies imperative, something one must or ought to do, or not in accordance with some rule or principle (Rexes, Ground and Norm of Morality 1989, 93). In Guides situation, what one ought to do as a father and a husband is without a doubt to save his family from the horrors of the place they be in, so he lied to his son for him not to be frightened because this is what he believed must be done. He believes that the meaning of his existence is to be able to prote ct his family, especially his son.So he resulted into lying, but he only did this with the purest intention and for the simple reason that he loves his child so much. But when analyzed in view of the tells, which is the count for truth and meaning of all things and the search in general for mutual recognition of consciousness referred to as love (Rexes, Ground and Norm of Morality 1989, 89), it would certainly be an immoral act. Although his acts were moved by love for his son, e stole the truth from his child by not telling him the real reason why they were there.His act of lying is a invite deviation from the orientation toward the tells, which is geared towards the ultimate meaning and communion of all consciousness (Rexes, Ground and Norm of Morality 1989, 89), rendering his action to be bad. The nett article to be used in analyzing the issue at hand is Plats Debauchery. Here occurred the discussion of Socrates and Typhoon about the holy. Socrates pointed out that not all the Just are holy, only part of the Just is holy and the other is meeting else (Plato 2010, 13).In light of this, one may infer that Guides act could be Just since it upholds the life of his child. By lying and keeping him from the Nazis, he was able to protect his child and save him from the possibility of early death. Although it would be rendered Just, it could not be rendered holy. This is so because According to Socrates, which was concur by Typhoon, an act, to be holy must essentially be holy in whatever form and not merely because the gods loved it. Holiness must come first before it is loved.Therefore, lying is not holy since goodness s not innate in the act itself even if the end name and address was good. In conclusion, considering all the description of morality, lying itself is not in accordance to what is moral in the eyes of man or of the gods. Yet, when the reason for his lies is taken into unless consideration, the act may seem Justifiable, but it does not necessitat e that it is already morally right. Another thing worth noting is that morality is not Judged only in accordance with what one thinks is right or bad because this might result into one concluding that morality is relative.This should to be the case because what is moral does not vary, what varies are the lenses used in analyzing the act done. Therefore, one must be critical in the analysis of an act in order not to render mendacious Judgment.

Saturday, May 25, 2019

Auto Mechanics

Corey Bishop Contemporary Literature Informative Persuasive Research Paper 22 May 13 Auto Mechanic Career genius of the biggest needs on the Crow Creek Sioux Tribe reservation is a used car dealership, on top of that a certified Automotive artificer that can fix those cars what money that will be made on the reservation will stay on the reservation. What I know about this cable car mechanic is it could get complicated at times such as wrong parts and tight squeezes you got to be physically in shape you agree to be strong, in order to lift and turn things and not only physical things.But you have to be smart because automotive technology is becoming increasingly sophisticated some employers prefer helper technicians who have completed a formal training program In a post secondhand constitution . industry certification is usually required once the person is employed How to become a automotive technician according to the bureau of labor statistics occupational expected value ha ndbook, automotive service technicians and mechanics gentility. High school courses in automotive repair electronics, computers, mathematics, and English provide a good background for prospective service technicians.However, high school graduates often need further training to become fully qualified. Completing a vocational or other post secondary training program in automotive service technology is considered the best preparation for entry level positions. The programs last about 6 months to a twelvemonth and provide intensive career preparation through classroom instruction and hands-on practice short-term certificate programs in a particular aptitude are also available training most of the technicians must complete on the job training often is part a formal education program.Internet article title automobile service technicians & mechanics Name of source Bureau of labor statistics Access date 3-21-13 URL or Internet underwrite http//www. bls. gov Internet Article title Autom otive technology Name of source united tribes technical college pages printed 2 Access date 3/21/13 URL or Internet address http//www. uttc. edu

Friday, May 24, 2019

Current Economic Policy Essay

From 2006 up to the present, the economy of the United State has been performing not bad(p) in general. Gross Domestic Product increased by significant rate enough to encourage the foreign investors to invest in the country. Further more(prenominal), more jobs have been created for the attention marker creating huge betterment on the welfare of the workers, thus, increasing their income. Around more than 850,000 jobs has been created in the economy from 2006 up to the present. Energy prices, on the other hand, search to become worse after oil prices in the international merchandise has been increasing sharply for the past years.Because of the utter increase in the prices of oil in the merchandise, it negatively affects the non-energy goods and services since oil is one of the major components of production processes in most of the industries in the economy. Inflation also increased as a implication of the increasing prices of the commodities in the market due to the rising oi l prices. Inflation rate, since 2006, stood high enough to impose panic to the consumers and there is a possibility that the latter(prenominal) might just lower pull down their spending making.Moreover, the housing industry also made the improvement of the GDP sluggishly and this is the side effect of the massive housing spending of the market in 2005 not to mention that the disposable income of the consumers today is not that high enough as compared to 2005. Although there are indis orderable hindrances on the improvement of GDP or economic improvement of the country, still, the economy manages to offset those cost by the benefits derived from the good market condition of the international market which in turn advance the trade balance of our country.In addition to that, increasing job opportunities makes the depletion in the consumption of the consumers to slow down since income of the workers improves as more job were created in the economy. Furthermore, labor productivity hel ps the private firms to reinvigorate their profitability and sales volume making the brass able to charge higher measurees to be used for financing government calculates for the economy. Proposed Economic Stabilization insurance policyOne of the possible way by which the US government could further stabilize the offset of the US economy would be through lower down the tax revenue rate that the government has been charging especially for the multinational corporations. Through stinging down the tax rate of the companies in the market, especially those multinational corporations since it could offset the rising salaries of the laborers due to the high demand for laborers in the market.It was identified that because of the high demand for laborers in the market due to the fast-faced growth of the economy for the past years, the bargaining power of the laborers for higher salaries increased imposing threats for a higher operational costs for the private firms. The improvement o f the income of every household could helped the economy revitalized the housing market that is why an increase in the salaries of the laborers is badly needed in the market today.So as not to sacrifice the welfare of the private firms which also contributes largely to the sustainable growth of the economy of the past years, the only option of the government is to lower down the taxes that they are charging from these people. In short, it is the government who would shoulder the burden or the costs of improving the housing industry not to mention that there is a great possibility that disposable income of the consumer group might increase due to the increase in their salaries.For sure, the job losses on the part of the government due to the leave out of fund to finance government projects after the taxes being collected to large corporation would be offset by the additional job vacancies being created by the private industry every month in the economy. This only points out that eve n if this kind of policy would slow down the construction of infrastructures for the unexclusive or any government services being offered in the economy is very insignificant as compared to those persons or group of person that will benefits from this kind of policy.Policy Target The said proposed policy would only cover multinational and corporation type of companies for these are the business entities that employs the absolute majority of the worker in the market. Moreover, international branches of the said corporation will also be included in the said proposed policy. For multinational company, tax rate would depend on the direct of their profitability and sales volume.Whereas, corporations or those companies that only operate on the US market would have a fixed tax rate just to account their financial capabilities and the count of labor force that they are utilizing for their operation. Current Use of the Policy Well, so far, President George W. Bush actually advocating the importance of tax cuts in order to hold dear the interest of the producers or private firms in the market for they are the one who drags the economy towards progress as well as the increase in the salaries of the workers in the economy (Seib, 2007).Moreover, the issue regarding this tax rate reduction becomes more interesting to the presidential candidates and serves as part of their platforms in their campaign. The reason behind the popularity of tax cutting to most of the presidential candidate is due to the fact that this issue encompasses not only the private sector but also the consumer and labor group of which the majority are voters for the up coming election.Although politically driven, there is still a basis for the presidential candidates to propose and support such said kind of policy for the economy, and true enough, tax cutting is being viewed as one of the possible solution for the growth of the US economy to become more sustainable. But thence again, after consideri ng those benefits than can be derived from implementing this kind of policy, based also from the tax cutting model of President Bush, there is a little possibility that this would not be implemented in the near future alongside with other economic policies of the government.Potential Problems and Issues Although the consumers and the private firms will be well-off from the shouldering of the government of the costs of high oil prices in the market, still, the insufficient amount of available budget for the coming fiscal period would surely made the provision of government project become sluggish. As most of the economists know, government plays a vital role in maintaining equilibrium condition in the economy like the provision of public goods.These are goods that when provided by the private firms would only caused inefficiencies and ineffectiveness on producing such goods, thus, worsening the welfare of the consumer group. Like for instance, the provision of street lights, it is th e governments debt instrument to give its citizens with street light for the security of the latter. By cutting the tax being charge to the corporation, there is a big chance of having insufficient bills for street lighting perhaps, or unfinished roads for a couple of months due to lack of funds and so on and so forth.Tax, on the range of public economics, only causes losses on the societal welfare. It only creates gain for the society if it is being used as a correctional tool to put back the economy into its equilibrium state. Like in the case of negative externality emitters in the economy, the are being charged by higher tax that the usual amount in order to force them to cut down their production or to slow down their operation on the optimal level for the society.The only point here is that, tax cutting would just make the budget deficit problem of the government to become worse assuming that the gains from the feat of the economy will not change that significantly for the next couple of fiscal periods. But since the Federal Reserve predicts that the US economy would still boom for the next period, then, tax cutting will not worsen the budget deficit of the government as what is being expected by some of the government officials.

Thursday, May 23, 2019

Instead of continuously making Essay

As a Health Educator working for an international health organization, I would conduct a need assessment process that aims to determine the problems related to how the trash is managed in the community. I would do so by visiting the factories of different industries ranging from pharmaceuticals to FMCGs, where I would analyze how the waste hearty is dumped or discarded by them. Secondly, I would conduct surveys through questionnaires and informal interviews with large number of households and shopkeepers that would focus on how they discard the waste, why do they do so, how often, and what do they lack in effectively disposing of the waste.After gathering enough information ab turn up this, I would ascertain the problems or unwanted outcomes that argon created by improperly discarding the waste materials. For example, who are affected the most, what affects them precisely, and the extent to which they are affected negatively by improper trash management. As far as the paper produc ts are concerned, we sloppily use them and do not utilize them to their fullest. For instance, a note book or a writing pad often goes into the trash salt away with lots of unused pages.Instead of continuously making new paper products such as, copies or tissue papers, we can recycle them and save a bang-up amount of time and cost. Other technological devices and instruments are no exception, and can also be recycled and refurbished which results in saving time, costs, and energy both by the producers and consumers. outright lets talk about the ways and procedures that are used to recycle the products. The resources are very much available within the community nevertheless, if soulfulness is lacking then we would provide them the resources to cope with the problem.One way of doing so is Curbside recycling, which is the process where the residents or subscribers are provided with trash cans and are asked to confirm their recyclables, sort them out separately, put them in the bin outside their home, and keep them clean. The recyclers would come, pick the trash or materials and take them away. Recycling drop-off centre is another technique where people can drop-off the used products or materials that are listed or guided to them to a certain location, point, or centre from where the material is taken away for recycling. kB waste recycling encourages people to bring and deposit their yard debris or green waste to the centers for the purpose of minimizing the load on landfills and providing recycled fertilizers for the use in public parks and other areas. People can find out waste or debris and can deposit or pile it up in their backyard (Selvon, 2008). And finally, ECO-CELL is another way of recycling the technological devices or instruments such as, cell phones, computers, and printers. Answer 2I would involve the community in the involve assessment process by creating a buzz among them about the alarming situation of waste management and its hazardous imp acts over the community. I would initiate campaigns that would be designed and carried out against the improper trashing and polluting the environment moreover, those campaigns would create awareness among the people about how they are affected, what is the better way of trashing, and how they can be benefitted from that.People would be asked to search and tell us about the problems they and other people face in the community, and what has worsened than before. Several gifts and prize money would be given as an incentive to the people to come and participate in the need assessment program and overcome the issue of improper trash management. References Selvon. M. (2008). Recycling Yard thriftlessness is a Great Composting Solution. Retrieved on July 28, 2010. From http//ezinearticles. com/? Recycling-Yard-Waste-is-a-Great-Composting-Solution&id=1150298

Wednesday, May 22, 2019

Who is Adrienne Rich

In these essays the writers back up there views with examples of how either man or woman has been oppressed throughout the history of education. trance Adrienne wealthy is talking mainly about the college system and David Thomas is talking about the school system in general, their views do conflict each other. bounteous believes that wo hands have been exploited throughout the history of time. Thomas on the other hand believes that by being forced to have women instructors has disadvantaged boys.Though these views do no directly conflict, they are pretty close. Rich tells why she feels that women have been oppressed and Thomas tells why he feels that boys have been disadvantaged. In Richs essay What Does a Women Need to Know? she argues that women have been demoralized throughout time. Rich says when we destine of what an independent womens college might be a college dedicated both to teaching women what women need to know and, by the same token, to changing the landscape of k nowledge itself. (Rich 45)This means that she believes that women should be taught the skills that they go away need to succeed in life as a wife and as a self conscious, self-defining human being. (Rich 45) She then gives examples of her life experiences and how her life experiences with men trying to force her to think and see things one way, and how she struggled to see things from a different perspective, through the eyes of an outsider. (Rich 46) She ends her speech by talking about how these women have to change the ways of the ult and they have to step into the now and become educated of the past and present.She ends the speech with, Get all of the knowledge and skill that you can in whatever professions you bring down but remember that most of your education must be self-education, in learning the things that women need to know and in calling up the voices we need to distinguish within ourselves. (Rich 50) The David Thomas essay The Mind of Man is about how boys are s hot down at an early age. In a writing from the free-living on Sunday Toney Mooney says Women teachers find boys too noisy, too aggressive, too boisterous.Unconsciously or not, they consistently reinforce and reward more feminine behavior. If all this is admittedly it is understandable that boys should not be as advanced as girls in the hands of woman junior school teachers. There is a direct family between a childs academic achievement and a favorable response from the teacher. (Thomas 339) To prove this fact there was an experiment done with cardinal boys and sixty girls at kindergarten. They were taught to read on a self-teaching machine and then they were tested.The boys did better than the girls. Then they resumed normal classroom instruction by women teachers. The children were tested again and this time the boys scores were lower than the girls. It is not a prejudice that women or men have against the children, it is a understanding of what the child is going through be cause the teacher has been in that position at one time in their lives. It is a common ground that the male teachers have with the male students and vice versa.Thomas negotiation about how a single sex environment is not always the answer either. He attended an all boys boarding school and he was taught in a system that was designed to bring the best out of boys, intellectually, creatively and on the sports field. (Thomas 341) He says that it is a better venue to learn but he says, I was painfully aware of the distorting affect that an all-male institution was having on my own emotional development and that of my classmates. (Thomas 341)He says that some people cannot handle this environment and it will lead to disaster (Thomas 341) In conclusion I would have to agree with Thomas. I am a little biased but women teachers have personally disadvantaged me. I also worked in a pre-school over the summer where the teachers are mostly women. I witnessed this discrimination first hand. I disagree with Rich because I think that today women and men pretty much stand on even ground. I think that there is more discrimination against men then there is against women.

Tuesday, May 21, 2019

Malcolm Knowles

According to Malcolm Knowles there are tetrad distinct contexts that motivates adults who want to learn. The four contexts are Practical, Personal, Experiential and Idealistic. First well start with Practical. Practical motivation describes that the adult learner motivated their self by individualised gain. The learner wants to learn something refreshing but at the same time knowing it could be helpful now or later down the road. Personal context is when the learner has personal goals he/she wants to achieve.Experiential context motivation is the time when you want to learn from your past mistakes and use the acquaintance you gained for the future challenges the adult learner might encounter. The last conditioned motivation context is Idealistic. Idealistic motivation is when the learner wants to learn everything instead of one goal at a time. My choice of motivational context is existential because when I was younger I was troubled. I would run past from home, hit my mom, curse at her, and hang out with the wrong crowd. You pick up it and I did it.Eventually she send me back to live with my dad because she couldnt take it anymore. My dad disciplined me and taught me to respect my elders. Now that Im an adult, my mother has no respect for me because of what I had done to her in the past. We dont lambaste unless its at a family get together like Christmas or Thanksgiving. I remember when I was 15 years old, we lived in Washington State. I ran away for a month and was doing things I shouldnt have been doing. When I went back to my moms, she told me to pack my bags that I was going to live with my dad.On the way to the airport I called her every name in the book, punched her and jumped out of the car on the freeway. Unfortunately she still sent me on my way to live with my dad. My daughter is already following in my buttocks steps at the age of six and thats not something I want to happen to her. I can take what happened with my past experience and use wha t knowledge I gained from getting my Bachelors Degree in Applied Behavioral Science to help the youth with their problems.

Monday, May 20, 2019

Benefits of Program Evaluation to Decision

Program evaluation refers to the systematic process of gathering information and putting them all together in order to generate an overall assessment of a course of study, polity or project needed in decision-making. It provides a list of the strengths and weaknesses used in assessing the efficiency of a program. Both profit and non-profit organizations depend on program evaluation as a tool in gauging the performance of their projects. Often ignored in the process of program implementation, program evaluation is, in fact, inevitable in providing constructive information for the improvement of an organization.In an evaluation, the data analyzed serve as guide for decision-makers on how well a program or project is operating. This answers questions regarding the effectiveness of the program to the implementer and beneficiaries, the attainment of the program goals and objectives, and the options for early improvement (McNamara, 2002). Evaluation of the internal and external factor s affecting the operation of the program aims to provide credible, objective, and pertinent conclusions to decision-makers.Internal evaluation, cover song all levels of an organization, requires the participation the program staff and stakeholders in the assessment of the program operation. External evaluation, on the another(prenominal) hand, takes account of the changing conditions outside of the organization that may have an influence to the performance of a program (Freeman, 2006). Findings of a program evaluation would serve as ground for the betterment of a project and the organization, as well.This would also serve as basis for the maintenance of existing program policies and construction of more court and time-efficient operations. Moreover, evaluation can serve as basis for other organizations in carrying out analogous plans. References Freeman, B. (2006). The brilliance of Program Evaluation. from http//501cweb. wordpress. com/2006/12/30/the-importance-of-program-evalu ation/ McNamara, C. (2002). A Basic Guide to Program Evaluation Electronic Version, from http//www. tgci. com/magazine/A%20Basic%20Guide%20to%20Program%20Evaluation. pdf

Sunday, May 19, 2019

The meaning of depreciation and why it occurs

1.What is disparagement and why do we level for it?Depreciation is the continous monthly devaluing of transportable as fructifys, allowed by SARS to enable names to prep be up existent nurtures on such assets.All movable assets depreciate in foster eitherwhere mag, as they be utilize in twenty-four hours to twenty-four hours extend to andfomites in peculiar neglect value as they aquire Kms and gather antiquatederThe disparagement influence allows concerns to let for surrogate of such movable assets as fair as to enable such concerns to c everyplace shoot such assets when untried 1s areneccesary2.Do two fomites of the analogarithmous label with similar characteristics deprectiate at the identical rate.Why is this so? fomites of the same brand, could deprecate at different rates payable to different applications eg adriver of unrivalled vehicle may provoke higher milage than the coin oning.The status of the vehicle is in addition influenced by its appl ication ( what it is used for ) every(prenominal)(prenominal) bit sincere asdriving manners service intervals, accidents and so forth3.What concomitantors, exept the brand of the vehicle, act upon the financial value of a second-hand cable carmobile?Used vehicle values are influenced by a hulking assortment of factors, of which supply and demand almostsurely wear the biggest influence.Other factors which are of import to prevent are3.1General status of the vehicle3.2Cost of fixs neccesary to trade the used vehicle efficaciously, eg Tyre cave in, etc.3.3Mileage3.4Age or Year notional invoice4. If a novel-madeer theory- ground calculate of a gondola comes stunned, how does this impact the fiscal value of the old speculative broad rag week and thesecond-hand market?A new theoretical rate does non neccesarily act upon the fiscal value of a used theoretical account negatively.This procedure isdriven entirely by supply and demand. there are many cases of used vehicles authentically appreciating after a new theoretical account is launched.Major conrtibuting factors to such scenarios would be the fiscal value, handiness, and popity of thefreshly launched theoretical accountas opposed to its pre dessesor.eg The new theoretical account may non be as popular due do whatever ground( monetary value, reliabilty, features etc )A estimable illustration of this is the Toyota Landcruizer Pickup ( these vehicles really increase in valuebecause of the of all time increasing monetary value of newer theoretical accounts )I many cases the opposite is confessedly. Newly launched theoretical account genarally offer more than characteristics as ethicalevery bit good as modernised styling and forms and the increaseddemand may so influenceowners of old theoretical accounts to get, doing an over supply on usedtheoretical accounts, therefore act uponing valuse of used vehicles negatively.5.How does tub lop in the barter of a second-hand machine?I nput VAT is claimed by the bargainer on the prurchase monetary value ( swap monetary value ) at the set rate, effectivleydevaluating the vehicle by 14 % at the current VAT rate.A net income limit is so added to the adjusted appeal monetary value of the vehicle and VAT added to the amountof the adjusted cost monetary value summing up the net income border ( retail monetary value )VAT is hence efficaciously charged merely on the cultured net income of a used vehicle6.Are there any guidelines when pricing a second-hand auto?The most normally used guidline is a used value brochure issued by Mead and Mcgrouther, namingused vehicle values by pipr per theoretical account derived function.These guidelines are compliled by manner of a entangled coverage system aquired by the providers ofthe brochure from info gathered monthly from a broadspectrum of traders who idea to Mead and Mc Grouther on the follwing issues.1. Higest monetary value realised on each specific brand and theoretic al account.2. lowest monetary value realised on each specific brand and theoretical account3. Condition of the vehicles reported, categorised into exellent, good, just etc4 Mileage of the vehicles reportedThe guidelines in the brochure list two the suggested trade in monetary value every bit good as the suggested retailmonetary value.These monetary values, used in concurrence with a formulated graph in the dorsum of the brochure, stipulatingthe per centum allowed for summing up/deduction as per thestatus of the vehicle and its milage regains the guideline used by the trader to educate avalue.Other factors which may act upon this value are fixs neccesary to market the vehicle effectivleyas stipulated downstairs inquiry 37.What mountain a concern or individual do to act upon the monetary value that they could acquire for a trade-in?1. Ensure that your auto is clean and free of defects2 swear out on a regular basis with a commissioned service fix Centre ( perferably with a franc hise trader )3. Ensure that the service manual is up to daylight of the month and in the vehicle for review4. Keep elaborate transcripts of all interventions/repairs and service bills as a history file for introductoryreview when merchandising the vehicle8.Is there a peculiar clip of the class that it is conk out to purchase or sell or trade-an a vehicle?Historically creaters tend to lauch new theoretical accounts at year terminal. In the yesteryear, it was possible toregistry such freshly lauched theoretical accounts in the undermentioned year providedthe vehicle was readed within 21 yearss of reception of the vehicle as per the 21 twenty-four hours temporaylicense issued. withal the new Natis systemdoes non let for thisand it is hence unpointed perverting a vehicle before twelvemonth terminal.It would also be sassy to take monetary value hikings, historically scheduled by manufactureres for cuddle ontwelvemonth terminal, into consideration in concurrence with the twel vemonth of regiistrationeg.it would non neccesarlily be better to wait a month or so to enable you to purchase a auto registerd inthe undermentioned twelvemonth if monetary value hikings eliminate the salvaging you may hold hadwhen trading in your vehicleCheaper vehicles tend to drive better monetary values during Jan through the first portion of Feb as demand isincreased by pupils, and public-service raft type vehicles tend to bring bettermonetary values at the start of the vacation seasons1.What is disparagement and why do we account for it?The older the vehicle the less the trade in2.Do two vehicles of the same brand with similar characteristics depreciate at the same rate?Why is this so?The first twelvemonth both autos exit deprecate approx 37 % .A It usuallydepreciates between 27-30 % , evidently the more expensive the vehicle, themore depreciation in rand value3.What factors, except the brand of the vehicle, act upon the monetary value of a second-hand auto?Vehicle must be orderly and tidy tyres in good status, non involvedin an accident, upholstery in good status, the lower the milage thebetter, no bit marks on windshield, rust free4. If a newer theoretical account of a auto comes out, how does this impact the monetary value of the old theoretical account and theSecond-hand market?Normally if a new theoretical account comes out, it comes with an addition inmonetary value, to acquire rid of old theoretical accounts ASAP A all depends on the fiscalplace of client, if a smart face lift of the new theoretical account, client ordaininstead purchase new one5.How does VAT work in the sale of a second-hand auto?Precisely the same for new autos, VAT is collectible for both6.Are there any guidelines when pricing a second-hand auto?One has to follow the guidelines in the Mead & A McGrouther hobbytaken into consideration A low milage, status, tyres, rust, accidentfree7.What can a concern or individual do to act upon the monetary value that they could acqu ire for a trade-in?Same as inquiry 38.Is there a peculiar clip of the twelvemonth that it is better to purchase or sell or trade-an a vehicle?If you trade in a vehicle in Nov/Dec you allow acquire more, but on theother manus if you buy in January, auto leave behind be registered in the New Year.Section 11.What is depreciation and why do we account for it?Depreciation is the lasting and go oning step-down in the quality, tone or value of an accession. Depreciation report trades with the allotment of costs of fixed assets over their recyclable lives.For illustration, when we buy fixed plus like swot machinery, this is simply an beforehand bement of which we expect that this fixed plus is able to heighten or hand certain net incomes for the concern. Over a period of clip, the fixed plus we buy exit go valueless or unable to bring forth the necessary net incomes. To reflect this go oning decline in the value of the mill machinery, we need to use depreciation accounting.The g rounds for depreciation are wear and tear, obsolescence, falls in market monetary value, effluxion of clip, physical factors, and insufficiency.Reasons why we account for depreciation are to determine the net earnings/pro plump for an accounting period, depreciation demands to be computed. Depreciation usually constitutes a study portion of the disbursals of the concern. As the concern buys fixed assets, it expects the fixed assets over the utile lives are able to bring forth the necessary grosss for its concern. Whilst grosss being earned and if there is no allotment of depreciation cost to fit this gross, income will so be hyperbolize. Besides, fixed assets in the relaxation Sheet will be over put forwardd if depreciation is non provided for. Merely that portion of the costs of fixed assets that have non expired should be reflected in the Balance sheet otherwise the fiscal statement would non reflect a true and just position. And if depreciation is non provided for and presumin g if the on the whole net incomes were withdrawn during the living of the plus, extra capital would hold to be raised when it is clip to switch the fixed assets. By transport pour down depreciation against net incomes, the ultimate residuary net income gettable for distribution is lowered and that financess are retained in the concern for future replacing2.Look in a newspaper for two different makes of new autos ( e.g. A Hyundai and a Mercedes ) of your pick and note their monetary values. encounter the same two makes of autos with similar characteristics for sale second-hand guaranting that they both are every bit old as the other ( e.g. 2 old ages old ) . Calculate how much each brand of auto has deprecated per centum wise over the clip period. Did both makes depreciate by the same per centum? Explain why do you cogitate this is so?The depreciation of a vehicle largely depends on the application of it by the driver. Therefore, two vehicles of the same brand and theoretical account may deprecate a different rate. A vehicle will usually deprecate at a rate of 27-30 % per twelvemonth.3.Besides theoretical accounts, describe other factors the influence the monetary value of a second-hand auto.Second manus auto monetary value must be based upon the marketability of the auto, which you wish to sell. If brand and theoretical account of your auto is new, so decidedly you may wish to sell it every bit shortly as possible.Other factors which may act upon the monetary value of a second-hand auto are milage, status, particular characteristics of the auto, who has been driving the auto, gasoline ingestion and has any study decorative or mechanical betterments been made to the auto recently.4.If a new theoretical account of a peculiar auto comes out, how does that impact the monetary value of the old theoretical account and what consequence does this hold on the second-hand market?When a newer theoretical account of a auto comes out, the monetary value of the old theoretical account will be cheaper. This is due to the fact that the older auto theoretical account is out dated. Its design is less advanced than the newer theoretical accounts.On the other manus, a vehicle may be popular and therefore the monetary value will go on to increase.5.How does VAT work in the sale of a second-hand auto?There are two ways in which motor traders handle VAT on used vehicles. Some charge VAT merely on the net income they make on the sale of the auto. This is known as the second-hand border strategy, used by most auto traders.Alternatively, they can post down VAT on the entire traffic cost that is the second-hand merchandising monetary value achieved. It depends on how they choose to maintain their records.The second-hand border strategy requires more paperwork from the trader. He must, for illustration, maintain the relevant stock masss, which include inside informations such as the auto s engine figure.Each method of bear downing VAT is legal, and H MRC is concerned merely that the trader tells them which strategy he is utilizing.There is no duty for the trader to state the client at the beginning which method of bear downing VAT will be used. Nor is at that place a legal right for the client to cognize, or be told, how much of the monetary value comprises VAT.Yet as VAT on the full purchase monetary value is seeming to be instead more than VAT on the trader s net income on the dealing, it seems to me worth(predicate) inquiring which method of bear downing VAT a auto trader uses before make up ones minding to purchase.6.Are there guidelines for all traders when pricing second-hand autos?Pricing of used autos can be affected by geographics for illustration, a saloon will do more sence in a metropolis than in an waterless country where it is hard to drive. Similarly, pickups are frequently more in demand in unsophisticated than urban scenes. Condition Is the auto in excellent, good or just status has a study impact on prici ng. Condition is based on visual aspects, vehicle history, mechanical status and milage. There is much subjectiveness in how the status of a auto is evaluated.7.List some things a individual or concern can make to act upon the monetary value that they could acquire for a trade-in?When it comes to getting value for your trade-in, one should ever make 1s homework.The key to making good in a dealing with a trader is to be knowledgeable.Before heading to the auto fold, research your auto online. One should understand the market every bit good.Be realistic close to what you re selling, expression at your milage and how good the auto has been kept. All these things come into drama when valuing your auto. Cleaning your auto may somewhat increase your autos book value.Regardless of what the car pricing ushers say, it s up to the trader to accept your trade-in. So, it s of import to appear at your auto or truck from the trader s point of view.One of the franchise s major concerns is find ing how rapidly your trade-in is believably to sell to another purchaser.When trading-in a auto, a trader looks at the vehicle, walks around it, look into it to see if it s had pigment work and look into to see if any hurt has been done to it and take the vehicle for a thrust. They will look into to see what mend the vehicle will necessitate to acquire up to standard or they have to make up ones mind if it would be excessively much to hold the fixs done. They will besides be cognizant of what a auto is presently selling for.A smaller auto trade-in that are in great status menu better right now.If you have a clean, used auto, with no accidents and no amendss, and if it s a four-cylinder or six-cylinder engine, it will convey a just monetary value. Of class, it s up to the consumer to research in win what that just monetary value could be.If you re merchandising in a newer-model used auto, so surprisingly, it could work against you. If it s a twelvemonth or less, the auto could st ill be viing with new cars of the same brand and theoretical account. In add-on, the maker may be offering particular inducements for the new auto.Separate the trade-in and new auto transactions.There are many variables involved in buying a new ( or new-to-you ) auto, including the finance rate, new auto monetary value and down payment sum. Make certain the monetary value you get for your trade is non affected by any of them.The first trader you meet, maintain your options move over when negociating a trade in, do non restrict yourself to merely one trader.Section 21.What is an plus registry and what does it include?The plus registry is a tool, which helps you to remain in control of your assets in a straightforward and efficient mode. Here, you register all the inside informations for each single plus designation figure of plus, description of plus, on which day of the month it was bought, cost, how it was financed, rate and method of depreciation, one-year depreciation for each twelvemonth of its life, current book value, day of the month of disposal and returns from disposal.2.How does a concern make up ones mind what vehicle to buy-model, do, colour, ect? On what are these determinations based?Obviously fundss will be the biggest factor when make up ones minding what vehicle to buy. The vehicle must be low-cost, fuel efficient and easy maintained to cut down the running cost. It will besides hold to an intended intent. For illustration, an electrician requires a pick-up truck to be able to transport his equipment a saloon will be of no usage to him at all. A guild like Henning Crushers will purchase big choice truck to transport bricks and other natural stuffs.3.What method and rate of depreciation does your concern usage and why?A concern like Henning crusher depreciates its vehicles at a rate of 15 % a twelvemonth on the cost monetary value method. This is due to tax enhancement intents and the fact that a vehicle will deprecate really rapidly.4.How does a concern decide when to sell or merchandise a vehicle?What form is your used auto in? If your auto is in good form, you might see selling it yourself. If you need to do fixs, though, you need to chew over how much you re traveling to put in the fixs. The truth is you might non reimburse the full investing. So, weigh the possible cost of fixs against the potency added value.Regardless if you sell or trade in your used auto, it has to be in good form. Follow my bit-by-bit instructions for selling or trading in your used auto.A batch of research is necessary whether you sell or trade in your used auto. Trading your used auto in requires traveling to the top three rating sites Edmunds.com, kbb.com, and NADA.com and set uping a monetary value you will realistically acquire for your used auto if you trade it in.Selling your auto requires the same measure, but it besides requires you researching the best methods for selling your used auto. You besides have to research how to do the transportation when the clip comes every bit good as research what others in your country are seeking to sell their used autos for.Do you like paperwork? When you sell your used auto to a trader, the franchise has staff to manage the paperwork for you. Basically, you lack off the keys and they present you with a neat and tidy bundle of documents to subscribe. Your home bases either get transferred or you get a new enrollment depending on your province s patterns.When you sell your used auto to a private purchaser, you have to make all the paperwork yourself. You have to do certain the dealing is handled the right way and the rubric transportation is done right. Make it wrong and you could go on to be the proprietor for revenue enhancement and liabilities of the vehicle. Plus, you have to travel to your motor vehicle office and consequence all the necessary paperwork alterations.What is your clip worth to you?5.Why is it of import to reexamine the value of a vehicle from the point of position of sing them?Vehicle insurance policy ( besides known as car insurance, auto insurance, or motor insurance ) is insurance purchased for autos, trucks, and other vehicles. Its primary usage is to supply protection against losingss incurred as a consequence of traffic accidents and against liability that could be incurred in an accident.Harmonizing to the insurance policy, a plus must be insured as near to its true value as possible. If the vehicle were to be insured for a higher value than it is unfeignedly deserving and a accident or larceny takes topographic point, the insurance company will pay ou less than for what the vehicle is insured. Therefore you may do a loss. This state of affairs is known as over-insured.While being under-insured, will intend that you will be paid out less than the vehicles true value in instance of a ccident or larceny.6.What does the concern do to seek to keep the value of its vehicles?A vehicle carefulness log is a diary of all care pe rformed on a peculiar vehicle. Each entry includes a day of the month, milage as of that twenty-four hours, inside informations about the type of work done, and who performed the service. The care log might besides include grosss and a agenda for far care.One of the most common grounds to maintain a vehicle care log is for a leased auto to demo that you have honored your terminal of the rental contract by maintaining up with standard care on the vehicle at, or prior to, the maker s suggested clip intervals. A vehicle care log will clearly demo oil alterations, tyre rotary motions, pasture brake reviews or replacings and so on. At the clip you return your vehicle from rental, you may be asked to turn out that the auto was maintained decently. The vehicle care log will come in really mark to hand.Another common ground to maintain a vehicle care log is when utilizing a company auto. Often it is required in this instance for revenue enhancement intents. Everything related to the auto , abruptly of utilizing it for pleasance, is a unhorse for the company. This includes gasolene and all care. Therefore rigorous records are required. A vehicle care log deeds absolutely.Similarly, if utilizing your private auto for company concern a part of gasolene, milage and care might be revenue enhancement deductible. Often, concerns will reimburse you alternatively, but in either instance a vehicle care log is required. Whenever the auto is used for concern intents, get downing and stoping milage must be noted and dated in the log.However, a vehicle care log is a good eyeshot for anyone. It s easy to bury how long it s been since certain care has been performed without a record. Again, a good kept up auto is a safer auto and can take to salvage money on fixs down the route. Besides, cogent evidence that you have maintained your vehicle decently is really of import to the following purchaser and really increases the value of the vehicle. It exudes an air of attention and met iculosity, and a auto that has been maintained is less likely to hold or develop serious jobs. Finally, when you do hold to take the auto in for fixs, it s ready to hand for the technician to see the work that has already been done.There are many ways to make a vehicle care log either utilizing a simple clean logbook or a spreadsheet in a plan such as Excel. However there are besides tract plans like Automotive Wolf by Lonewolf Software that will non merely maintain path of your care but will cipher your gas milage for you and much more. Automotive Wolf besides has an enthralling vehicle interface that uses gages to allow you cognize when certain care is due. This package and plans like it are modestly priced and free to seek if downloaded off the Internet. If utilizing package, it s a good thought to maintain a simple coiling notepad in your baseball mitt compartment to jot down milage and inside informations that you can afterward enter into the package or spreadsheet. Some s oftware-based vehicle care logs are designed to run on Portable Digital Assistants ( PDAs ) so you can come in your information right from the drivers seatWhether you take the simple path of doing your ain log, or a fancy option, maintaining a vehicle care log is a smart move that can merely work to your advantage7.Does the concern normally make a net income or a loss on gross revenues of vehicles? Why?A loss. This is due to factors like depreciation, use and the wear and tear of a vehicle of a clip period. Besides, newer theoretical account and engineering are invariably being released into the market.8.What internal control processes does your concern have to pull off its touchable assets?Procedures effected by an entity s board of managers, educational natural process and other forces, designed to supply raw confidence sing the accomplishment of aims in the undermentioned classs Effectiveness and efficiency of operations Reliability of fiscal coverage and Compliance with appl icable Torahs and ordinances.Accurate and complete historical accounting and fiscal statement informationPerformance direction proceduresStrategic planningBudget and prognosis mechanism Capital outgo analysis, budgets, and direction Cash flow directionEstablished precedences that align operations Coordinated functional activities Infrastructure that facilitates activity and does nt restrain operationsBusiness hazard analysis and direction plansAccurate, defendable ratings of touchable assets play a critical function in many concern state of affairss, runing from the mundane to the esoteric. Real and personal dimension ratings are of import for revenue enhancement and fiscal coverage, plus monitoring, belongings insurance, ad valorem revenue enhancements and replacing budgeting. At the other terminal of the spectrum, rating of assets can be an indispensable tool in set uping monetary values, warranting places to shareholders and fulfilling governmental concerns in the class of corpo rate amalgamations, acquisitions, refinancing and restructuring.GlossaryAsset- In concern an accounting, assets are everything of value that is owned by a individual or company. Any belongings or object of value that one possesses, normally considered as applicable to the payment of one s debts is considered an plus. Simplistically stated, assets are things of value that can be readily converted into hard currency. Examples of assets are hard currency, pre-paid expences, vehicles, machinery, land and edifices.Fixed assets- Besides referred to as PPE ( belongings, works, and equipment ) , these are purchased for continued and long-run usage in gaining net income in a concern. This group includes land, edifices, machinery, furniture, tools, and certain waste resources for example, forest and minerals. They are written off against net incomes over their awaited life by bear downing depreciation disbursals ( with exclusion of land ) . Accumulated depreciation is shown in the face of t he balance sheet or in the notes.Current assets- Current assets are hard currency and other assets expected to be converted to hard currency, sell, or consumed either in a twelvemonth or in the direct rhythm. These assets are continually turned over in the class of a concern during normal concern activity. Examples of current assets are hard currency, pre-paid disbursals, debitors and money in the bank.Depreciation- In simple words we can state that depreciation is the decrease in the value of an plus due to usage, transition of clip, wear and tear, technological outdating or obsolescence, depletion, insufficiency, putrefaction, rust, decay or other such factors.Straight-line depreciation-Straight-line depreciation is the simplest and most-often-used technique, in which the company estimates the salvage value of the plus at the terminal of the period during which it will be used to bring forth grosss ( utile life ) and will write off a part of original cost in equal increases over that period. The salvage value is an estimation of the value of the plus at the clip it will be sold or disposed of it may be zero or even negative. Salvage value is trash value, by another name.Declining-Balance Method-Depreciation methods that provide for a higher depreciation charge in the first twelvemonth of an plus s life and bit by bit diminishing charges in subsequent old ages are called accelerated depreciation methods. This may be a more realistic contemplation of an plus s existent expected benefit from the usage of the plus many assets are most utile when they are new.Value added revenue enhancement ( VAT ) is a ingestion revenue enhancement levied on value added. In South Africa VAT is 14 % . While in Namibia VAT is 15 % .Section 3When enterprise a new moderate-sized concern, a vehicle is a really utile plus to acquire the concern off the land. To be successful, the concern must be cognizant of how it plans to acquire its vehicles, how to pull off the depreciation o f the vehicles, selling the vehicles, keeping the vehicles and besides commanding the vehicles.Acquisition of vehicles a concern must take several(prenominal) factors into consideration when purchasing new vehicles. First, a concern can purchase a vehicle inaugural or 2nd manus. More factors like the colour of the vehicle, the intent it has to function and the cost of the vehicle have to be considered every bit good.Depreciation of vehicles Depreciation is the lasting and go oning decline in the quality, measure or value of an plus. Depreciation Accounting trades with the allotment of costs of fixed assets over their utile lives. It is undoable to avoid depreciation. The concern must be prepared to set this disbursal.

Saturday, May 18, 2019

KRISPY KREME Essay

1. What can the historical income statements ( illust symmetryn Exhibit 1) and balance sheets (case Exhibit 2) tell you round the financial health and current condition of Krispy Kreme Doughnuts, Inc.?The historical financial statements can tell us a lot about the financial health and condition about Krispy Kreme or any other company. By utilizing some key financial ratios we can determine how the company compares year all over year as well as against competitors in many ? various dimensions. These dimensions include short term solvency, or its cogency to meet its immediate obligations, long term solvency, or its cogency to manage debt supplement, asset management, or its ability to utilize company assets to make profit, gainfulness, or its ability to generate a favorable bottom line, and commercialize valuation measurement, or its overall company value in the market compared to book value or earnings.2. How can financial ratios extend your understanding of financial statemen ts? What questions do the time series of ratios in case Exhibit 7 raise? What questions do the ratios on peer firms in case Exhibits 8 and 9 raise?As mentioned in a higher place financial ratios can really give an analyst a manner into how effective, efficient, and profitable a company is and has been in the past.In exhibit 7, different ratios bring up different questions. The trend of the current ratio is a bit puzzling to me and begs the question, why does it continue to grow? Krispy Kreme has by far the highest current ratio in the industriousness, and it appears as though some of the biggest competitors have current ratios at or downstairs 1. Although it is good to have short term solvency, too high of a ratio could be a sign of missed opportunities for sitement. What else could Krispy Kreme be doing with its liquid assets that might garner increase profitability that seemingly others in the constancy are acting on?The next ratio that interests us is the asset to equity rat io, or the equity multiplier. This ratio is an indicator of how the company manages leverage. The higher the ratio, the more of a parcel of operations is funded by equity. Krispy Kremes equity multiplier has been relatively consistent since 2001, but is just be meek par with most of its competitors. What this means to us is that Krispy Kreme is not as effective in utilizing leverage to public assistance the company as some of its competitors which doubles up on the previous question asked. What else should Krispy Kreme be doing, or investing in to improve efficiency and performance.Total asset turnover is an strategic ratio to facial expression at because it is an indicator of how well a company utilizes its assets to generate sales. The first thing that we noticed is that Krispy Kremes total asset turnover ratio decreased both year from 2000-2004. This speaks to an increase in inefficiency in the use of asset to generate sales. It should however be noted that it is typical tha t as companies grow, it is difficult to bind a higher total asset turnover ratio. That notation is exemplified when you look at the competitor ratios. The biggest competitors same(p) McDonalds and Wendys have similar if not lower ratios. Our overall concern is that none of the other competitors had ratios that low and we did not feel that Krispy Kreme was or is anywhere near the size of McDonalds or Wendys. This raises the concern that even though the company is expanding and acquiring new assets, it is not effective in translating the growth into sales. finally, and perhaps most importantly, we took a look at ROE, or return on equity. This ratio gives an idea of the profitability of the company as well as a return that an investor would expect on his or her investment. Although Krispy Kreme has benefited from stable ROE over the period of 2000-2004, it is sub-par compared to its competitors. What would make Krispy Kreme more attractive to investors, if its ROE is below average in its own industry?To look a little further into some of the statements and ratios, we did a DuPont analysis for Krispy Kreme and several of its competitors. Each ofthe private components have been previously discussed, but it is interesting to compare them together to see how three of the most important aspects of the business have changed over time. Specifically it is worth noting that Profit Margin has increased significantly every year since 2000. What this means is that Krispy Kreme has gotten better every year at turning each sale sawhorse into net income.3. Is Krispy Kreme financially healthy at year-end 2004When looking at the 2004 DuPont analysis, you see that not exclusively has profit margin increased every year, but it is more than 2% better than the industry average. That cosmos said, Krispy Kreme does not utilize its assets as efficiently as its competitors. This potentially troubling because of the fact that they have asleep(p) through obstreperous growth in stor es recently. Is this an indication that these stores are not generating the sales necessary to relieve the investment, or at least as well as its competitors might be able to? Finally the equity multiplier comes in below the industry average. To us this means that Krispy Kreme does not utilize its leverage as effectively as the competition. Perhaps it would be to Krispy Kremes benefit to increase leverage and invest in order to increase growth and earnings in a similar manner to its competition. Overall, we take that Krispy Kreme is moderately financially healthy as of the year end 2004. The profitability of the company is well above industry average, and the asset turnover and equity multiplier ratios are not drastically different from industry averages.4. In light of your answer to question 3, what accounts for the firms recent share price dusk?There was a decline in the share price because, firstly, the company said to expect fewer earnings because of the low-carbohydrate diet trend and also they had close down few underperforming shops, which was a result of their aggressive store expansion. The main cause of the recent share price decline is when the financial scandals became public. As a result, investors lost confidence in the company.5. What is the stemma of intrinsic investment value in this company? Does this source appear on the financial statements?

Friday, May 17, 2019

“Dawn is at Hand” by Kath Walker Essay

In the poetry Dawn is at Hand by Kath Walker, the author attempts to throw peoples thinking inti blighterly aboriginal people. The poesy talks just about a better prospective for all aboriginal people and letting go of their past. The author uses some(prenominal) poetic devices such as theme, repetitions and metaphor to enhance her kernel and inspire the audience.The main theme of this poem is that aboriginals go away be discriminated no more(prenominal), and they will be equal to flannel Australians. In the mainstream Australian order communication channelss Aboriginals are ofter looked down upon, discriminated against and marginalised. This poem is trying to change the attitudes of both Aborigines and the white people of Australia. At the setoff of the poem the author addresses her people as the Dark brothers offshoot Australian race she talks about their struggle for justice and when all hope for a brighter future seemed folly. The author changes the tone of the poem and talks about a brighter future for all of them. She talks about her vision of a future Australia where dark and white upon common ground describing equal standing for both black and white Australians.The poems message is a hopeful one for a better future for all aboriginals. The author tells her aboriginals people it is meter to leave their shameful past and enter this brand new day where they will be welcomed mate ship wise in industry and enterprise. They will stand a better chance in accomplishing their dreams because they will feel a friendly land and will receive a grip of the draw which emphasise on the fact that the future Australian society will learn to be more accepting of the aboriginals and will learn to treat them with equal respect. The grip of the plenty is a metaphor that signifies that the hand shake between the white Australians and aboriginals will be powerful, stronger and meaning full. It wont just be a split second touch between the two hands, as proven in line fringe dwellers no more.The author often repeats the line fringe dwellers no more, by this she means the aboriginals will no longer be outcasts of society left to themselves and ignored. As the first line of the poem states first Australian race the aboriginals are the original people of Australia, butyet they feel outcast in their own land. The author repeats this line to emphasise their rightful belonging and their move to mainstream everyday Australians. The author eve repeats this is line as the last line of her poem to show all Aboriginals and white Australians that Aboriginals will be a part of the new and better Australia.Therefore author Kath Walkers aim was to change peoples thinking about Aboriginals people through the use of poetic devices such as theme, repetition and metaphors. She made a clear statement that the future Australian society will non be the same shameful past, and Aboriginals will be just as important as the white Australians.